How Do I File a USPS Insurance Claim? | Process & Cost

USPS Insurance Claim
Written by Robart Ryan

How do I file a USPS insurance claim?. The first step is to realize that you need to follow just the correct protocol and a step-by-step guide to get your money back. There are merits that you are going to be able to get if you know just what to do. One of the biggest advantages of making an insurance claim is that it will help you get back all the missed money due to USPS errors. There is also difficulty that you need to know if you wish to file a lawsuit. One of the most important pitfalls that you need to worry about is the disadvantages that you could face if you refuse to claim a share. Here we will discuss that how and where to file a USPS insurance claim

What is USPS insurance?

USPS insurance claim-When deciding which shipping carrier to utilize for your company’s shipping needs, numerous questions arise. Which is the least expensive? How long will it take for the consumer to get their package? And how trustworthy is the carrier? The United States Postal Service (USPS) is a popular alternative, with the service carrying 5.6 billion parcels in some past years. In addition, the carrier has become a popular alternative for other prominent carriers, such as FedEx and UPS, to handle their “final leg” of delivery more efficiently.

However, insurance is a vital factor when shipping. Should you get shipping, insurance, and if so, how much would it cost? Most goods will reach at their location when predicted, but if a box does not arrive or comes damaged, having insurance in place is beneficial, whether you have FedEx shipping insurance, UPS shipping insurance, Channel shipping insurance, or any other freight insurance provider.

How to file a USPS insurance claim?

Who sent the mail piece or the person who received the mail piece can file a claim for misplaced, destroyed, or missing material insured mail. The individual filing must have the original receipt of the mailing. Each lawsuit must made within a certain amount of time and must contain evidence of insurance, value, and damages.

How to file a USPS insurance claim? After you know the advantages and drawbacks of making an argument. You need to know where to start your quest. It would benefit if you find a bundle with high content statements. This is where the hunt comes to an end. There’s a separate reporting time for each postal service. The filing time is dependent on the receipt’s mailing date and whether the shipment came to damage.

What does insurance cost?

Additional insurance is frequently available through USPS insurance claim. Actual pricing is determined on the reported value of the item being sent. The prices climbed for the second time in a year in August 2021. Going with a $2.45 minimum  coverage of up to $50. A sum that had previously been increased on January 24, 2021 to begin at $2.30. Prior to this adjustment, the service had cost each of us $2.25.

USPS Insurance  cost  in 2022.

The USPS insurance rates increased in 2022. It currently charges $3.15  things worth up to $100. Following that, rates are scaled by $100 increments in coverages computed  quantities of up to $5000.00 coverage. Items priced at $600.01 and above have a basic price of $10.35, with $1.55 added for every hundred dollars in coverage up to the $5,000 maximum. Furthermore, volume discounts may be available.

How long does a USPS insurance claim take?

The length of time it takes to settle USPS claims varies. Many postage refund requests  satisfied by local post offices upon receipt, supplied correct paperwork is given. The majority of other claims heard in St. Louis. The amount of time it takes to process claims determined on the number of recent claims submitted, as well as the evidence of loss and evidence of value. International claims  processed more slowly than domestic ones.

As long as you file your claim with all of the requested information. It typically happens quite quickly. We  believe you need the tracking number, any accessible pics, and evidence of value, which for us looks to be an Amazon invoice. Call the USPS customer care line to open a case if your package stuck on the way back. So they may look into why it is taking so long.

USPS insurance claim- form for under $500

image of usps insurance claim

Image by USPS

USPS insurance claim- form for over $500

USPS insurance claim2

Image by USPS

Items  covered by USPS Insurance:

Here’s a summary of the products that covered / not covered by insurance:

Eligible Items:

  • Priority Mail
  • Priority Mail Express
  • First-class Mail (merchandise only)
  • First-class Package Service-Commercial
  • USPS Marketing Mail
  • Parcel Select Lightweight parcels
  • USPS Retail Ground
  • Parcel Select pieces
  • Package Services:
  • Library Mail
  • Media Mail
  • Bound Printed Matter
  • Ineligible Items:

  1. Items that are too delicate
  2. Packages containing for-sale items are distributed to recipients who have not requested them.
  3. Articles that are perishable or forbidden
  4. Mail or parcels that do not include the sender’s and recipient’s full names and addresses
  5. Correspondence through First-Class Mail and Priority Mail
  6. Marketing Mail from USPS

 The Insurance claim process.

Step 1: Check Filling Periods

Damaged or Lost Contents:

You can file a lawsuit automatically if your item arrives broken or is without material, but you must file no later than 60 days after the mailing date.

Lost Mail or Package:

If the item doesn’t come at all, make a report of the service you used during the time frame. If your insured mail was missing or destroyed in transit, you can make a claim for insurance:


Go to www.usps.com⁄help⁄claims.htm for USPS domestic insurance details.

By mail:

To get a claim form delivered to you, contact 800-ASK-USPS (800-275-8777). Submit the completed form with any other supporting documents needed for failure or harm to an object mailed with the facilities insured at the address written on the form.

Proof of insurance:

For your claim, you must maintain proof of protection. This requires verification that the insurance, COD, Licensed Mail, Priority Mail, or Priority Mail, Express service for the shipped package has been purchased. See ‘General Filing Guidelines’ in Mailing Requirements of the United States Postal Service, Domestic Mail Manual (DMM) 609, for a comprehensive list of appropriate facts.

Proof of Worth:

You must have proof—such as a purchase receipt or a paid invoice—of the worth of the item after it has been mailed. See “General Filing Instructions” in DMM 609 for a comprehensive list of appropriate facts.

USPS insurance claim-For Internet purchases made by a web-based payment network. It includes a computer printout of the online transaction describing the customer and the vendor. It also covers the amount paid, the date of the transaction, the object details, and the confirmation that the transaction status completed. The printout must specifically define the operator of the web-based payment network in which the Internet transaction was done.

Evidence of damage or limited loss of content:

You must preserve any defective object, packaging, and all contents until the settlement of your claim. If you are contacted by the Postal Service. You may expect to deliver the package, the wrapping, and all the contents of the Post Office.

Step 2: Collect your Documents:

USPS insurance claim- Adding the relevant paperwork for the argument allows USPS® to approve it more easily. Save all the details of your evidence before your argument is settled. You need to take is to fill out the correct incident information in the application form. The insurance provider will be asked to supply you with photographic or audiovisual documentation. Some statements may be clear and straightforward, while others will be difficult and require more time to fill in.

There is a lot of patience needed to make a point. A great deal paperwork must filed, and a lot of calls must do before a successful argument is actually made. If you don’t know how to file a USPS claim? Then a good lawyer should  contacted who will lead you in the process.

Tracking or Label Number:

In your online label log, product list, mailing receipt, or sales receipt, the monitoring or mark number is identified. There are between 13 and 34 characters of tracking and marking numbers.

Evidence of Insurance Acquired:

Proof of insurance seen by each of these items:

1-Initial receipt for shipping given at the time of shipping

2-Outer packaging specifying the sender’s and the addressee’s names and addresses and the right mark. It indicates that the item was shipped insured Online, electronic printed mark archives or machine-printed labels

Proof of Value:

USPS insurance claim-Evidence of value depends on the expense or the value of the object after it mailed. Either of these can use to display evidence of value:

  • Receipt of revenue
  • Paying invoice or bill of the sale paid
  • Statement of worth and/or projections of maintenance costs by a reputable dealer
  • Payment of credit card billing
  • Receipt of expenses sustained in the restoration of non-negotiable records

Online contract printouts describing the customer and vendor, the price paid, the date of the transaction. It also describes the summary of the object bought, and the guarantee that the transaction status successfully completed.

Proof of Damage:

The Proof of value related the expense or the value of the object after it was mailed. Either of these can  use to display evidence of value:

Receipt of revenue

Pictures that plainly display the magnitude of the harm will assist with your situation. In the case of damaged claims, you would still need to supply a reliable dealer with an estimation of the repair costs.

Save the original box and everything in the shipment before the argument settled. Don’t throw away broken objects, even after you took photos of them. Do not reship affected products. You can Save them with the broken artifacts. You may require to take the whole kit to the nearest Post Office facility for review.

Step 3: Register the claim:

USPS insurance claim-The shortest and fastest way to file your claim is online. If you cannot make a lawsuit on USPS.com, you can launch the claims process by mail. Since you file, retain all of the documentation until the allegation has been settled.

Online Filing:

Sign in to or build your free USPS.com account to file online. Your claim case connected to your account. You will be able to save the argument later if you cannot finish the form in one session. When you have lodged a lawsuit, you can see it in the background of your petition.

Next Measures After You File

USPS Accounting Services shall decide whether to pay a claim in whole or in part or to refuse a claim.

 Claims Conclusions:

Due to the impacts of COVID-19, USPS is facing delays in evaluating claims. Please give additional time for your judgment on claims. You will also search the Claim Background for changes to your USPS.com account.

The processing time of the allegation depends on whether the object destroyed or missing. Cases for missing objects typically handled quicker than missing mail claims. The USPS can first process missing mail claims before processing missing mail claims, the USPS will run the Missing Mail Search first.

Claims agreed:

Your argument can accepted in full or in part. If your application accepted, you can collect payment for the balance of the claim within 7-10 business days. The USPS does not pay a demand greater than the real value of the object.

Claims denied:

Claims may reject in whole or in part. The reasons for the rejection may place out in your decision letter.

To make an appeal:

If the refund  paid in part or rejected in full, you can bring an appeal within 30 days of receipt of the verdict. Send the appeal in the same manner as you submitted the initial application, whether online or by mail. You can launch an online claim from your Claim History account. It is based on your appeal on the ground that your argument rejected. You can request new paperwork in support of your appeal.

The final date of the appeal:

If your appeal rejected, you can file a second appeal within 30 days of receipt of the rejection of the appeal. Accept the same final approval procedure as your initial appeal. First notice of appeal.

C o n c l u s i o n:

USPS insurance claim-The packages insured by USPS against loss or theft, fire, or other events that  specified in USPS’ shipping standards.  The customers cover the price of USPS insurance to send them things securely across the country and throughout the world.  The customers will deliver to residential locations more affordable if they pay the USPS insurance charges. However, several restrictions enable USPS and clients to prevent any loss. The most well-liked and economical method of mailing small parcels, letters, envelopes, and postcards both domestically and abroad has long been this American carrier’s First Class Mail service.

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Robart Ryan

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